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Commissions

Commissions:

Aetna

Annual Premium

Commission % (medical shedule 2-50 lives)

$0 - $500,000

7.0%

$500,001 - $1,000,000

1.0%
Large-Group Medical: 5% Flat
Life Insurance: 15% Flat

Notes: Dental commission is 9% stand-alone and 10% when written with Medical.  Commission schedule
only applies to new business placed with Aetna following execution of the new Aetna Agreement for 
execution of the new Aetna Agreement for Individual & Small Group Business.

Blue Shield

Product

Commission %

Medical (dues/premium up to $500,000)

7% Flat (per new group)

Medical (dues/premium over $500,000)

1% (per new group)

Dental, Vision, Life (written with medical)

7% Flat

Stand-Alone Dental PPO

7% Flat

Stand-Alone Dental HMO

10% Flat

Stand-Alone Vision

10% Flat


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HealthNet

Product

Commission %

Medical ($500,000 annual premium)

7% Flat

(Above $500,000, commission is negotiable)

Large-Group Medical

5% Flat

Dental HMO

10% Flat

Dental PPO

10% Flat

Vision PPO

10% Flat


PacifiCare

Product

Commission %

Medical

7% Flat

Dental

8% Flat

Vision

10% Flat

Life (new group)

25% Flat

Life (renewal)
10% Flat

Principal

Annual Premium

Commission %

Commission Schedule for Life, STD, Dental, Voluntary Dental & Vision

First $5,000

10%

Next $5,000

8%

Next $15,000

6%

Next $25,000
4%
Next $100,000
3%

Next $350,000

2.5%

Over $500,000

1.6%

Commission Schedule for Group LTD

First $15,000

15%

Next $10,000

10%

Next $25,000

5%

Next $50,000

2%

Next $100,000

1%

Next $300,000

0.6%

Next $500,000

0.3%

Over $1,000,000

0.1%


Sharp

Small Group

Annual Premium

Commission %

Medical (2-50)

HMO

7%

Life (2-50)

All Products
4%
Large Group
Medical (51+)
HMO
4% or negotiable

UHC

Product
Commission %
Medical
7% Flat
Dental
Vision