U P D A T E 

HSA Compatible Plans - Embedded vs. Aggregate Deductibles

Effective January 1, 2010

Definitions:


Embedded Deductible: 
Each covered family member only needs to satisfy his or her individual deductible, not the entire family deductible, prior to receiving plan benefits.

Aggregate Deductible: For Family coverage, the entire Family Annual Deductible must be met before co- pay or coinsurance is applied for any individual family member.

 

MC HDHP $2500 80/50 - embedded

MC HDHP $3000 100/50 - embedded

MC HDHP $3300 80/50 - embedded

*All Aetna High Deductible Plans are embedded

Shield Savings Plan 1800/3600 - aggregate

Shield Savings Plan 2000/4000 - aggregate

Shield Savings QS 2000/4000 - aggregate

Shield Savings Plan 2250/4500 - aggregate

Shield Savings Plan 2500 - embedded

Shield Savings Plan 3000/6000 - aggregate

Shield Savings QS 3000/6000 - aggregate  

Shield Savings Plan 4800 - embedded

Shield Savings QS 4800 - embedded

 

Standard HSA 2000 - aggregate

Standard HSA 3000 - aggregate

Standard HSA 4000 - aggregate

Value HSA 1500 - aggregate

Value 2500 - aggregate

Value 3500 - aggregate

Value 4500 - aggregate

*New / Revised Plans go into effect 2-1-2010 – Plan summaries are not available at this time. 

 

Choice Plus Definity HSA 2000/100% Plan D6-K - aggregate

Choice Plus Definity HSA 1500 /80% Plan C3-Z - aggregate

Choice Plus Definity HSA 2850/80% E Plan D6-I - embedded

Choice Plus Definity HSA 2850/80% NE Plan D6-J - aggregate

Choice Plus Definity HSA 3000/70% Plan C3-X - embedded

Choice Plus Definity HSA 3500/70% Plan C3-Y - aggregate



 
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