ÿþ<html> <head> <title>092011</title> </head> <body bgcolor=white lang=EN-US link=blue vlink=purple jquery1316210721703=44 jquery1316205928250=39 jquery1316205845500=34 jquery1316195533484=40 jquery1297366994578=42 jquery1291316496938=43 jquery1275604639968=39 jquery1275520110640=48 jquery1274479164140=46 jquery1274478900015=38 jquery1274476354343=69 jquery1273017484000=41 jquery1272999021031=40 jquery1271963664478=38 jquery1271710387984=49 jquery1270074073937=48 jquery1269980722062=67 jquery1269041411250=73 jquery1268691448015=48 jquery1268678464562=68 jquery1267750940390=47 jquery1267659345703=83 jquery1267655479656=79 jquery1267126181836=51 jquery1266957598484=70 jquery1262647495031=52 jquery1262646079953=42 jquery1262636384500=63 jquery1262647041828=49 jquery1263241996750=71 jquery1267053178125=70 jquery1267126806318=59 jquery1267730564015=74 jquery1267818517168=48 jquery1268864184934=49 jquery1269462703295=55 jquery1270058053997=51 jquery1261593501593=61 jquery1271447667000=66 jquery1271878266375=39 jquery1272922427796=64 jquery1273181562968=47 jquery1273189794953=40 jquery1275513481312=43 jquery1280180957357=40 jquery1280173031435=41 jquery1279832665046=83 jquery1279058487281=43 jquery1279048986906=42 jquery1278101410153=47 jquery1278092017339=46 jquery1277853670078=46 jquery1276120003093=39 jquery1276023222312=44 jquery1276106122452=40 jquery1276109412499=37 jquery1277837058312=44 jquery1277855881984=43 jquery1278710090671=46 jquery1279907695906=94 jquery1283454571968=29 jquery1283467321765=46 jquery1287180298468=43 jquery1285355562531=42 jquery1285362686734=41 jquery1290026324917=48 jquery1295466635843=45 jquery1302820379546=34 jquery1314208080937=60 jquery1310679188718=35 jquery1307665642203=32 jquery1307665027140=33 jquery1310673821218=38 jquery1314040676640=38 jquery1316115679740=60 jquery1316553770937=39 jquery1316553770937=39> <body bgcolor="#FFFFFF" class="Normal"> <div class=WordSection1> <div align=center> <table border=0 cellpadding=0 width=740> <tr> <td width=800 class="Normal"><p><b><i><span style='font-size:18.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;; color:black'><img width=731 height=100 id="_x0000_i1025" src="http://www.rbgsocal.com/rogersreport/rrbanner.gif" title="" complete=complete></span></i></b></p> <div align=center> <table border=1 cellspacing=0 cellpadding=0 width=545 height=847> <tr> <td width="100%" valign=top class="Normal"><h1><span style='font-size:18.0pt;font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;; &quot;Times New Roman&quot;'>&nbsp;</span></h1> <h1><span style='font-size:18.0pt;font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;; &quot;Times New Roman&quot;'><img width=306 height=80 id="_x0000_i1026" src="https://staticapp.icpsc.com/icp/loadimage.php/mogile/150263/ad10c8a8d774889f0db517e22f9498e6/image/jpeg" style='margin-bottom:0px;margin-left:0px;margin-right:0px;margin-top:0px' title="" complete=complete><br> New Health Reform Videos Explain <br> Key Provisions of the Bill</span></h1> <p><span style='font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;; &quot;Times New Roman&quot;'>September 9, 2011</span></p> <p><span style='font-family:"Verdana","sans-serif"'>A new&nbsp;series of health reform interactive videos can be found on the pages of the following topics.&nbsp;&nbsp; </span></p> <p><strong><a href="http://www.uhc.com/united_for_reform_resource_center/health_reform_provisions/preventive_services.htm" target="_blank"><span style='font-family:"Verdana","sans-serif"'>Preventive Care</span></a></strong><span style='font-family:"Verdana","sans-serif"'>  The health reform law requires that certain preventive services be coveredwithout copays, coinsurance or deductibles. Learn more about which preventive services are included.&nbsp;</span></p> <p><a href="http://www.uhc.com/united_for_reform_resource_center/health_reform_provisions/dependent_(adult_child)_coverage.htm" target="_blank"><strong><span style='font-family:"Verdana","sans-serif"'>Dependent (Adult Child) Coverage to Age 26</span></strong><span style='font-family: &quot;Verdana&quot;,&quot;sans-serif&quot;'> </span></a><span style='font-family:"Verdana","sans-serif"'> Learn more about the requirement for plansproviding coverage for dependents to extend the coverage of dependents (adult children) to age 26, regardless of their eligibility for other insurance coverage.&nbsp;</span></p> <p><strong><a href="http://www.uhc.com/united_for_reform_resource_center/health_reform_provisions/fsa_hsa_hra_changes.htm" target="_blank"><span style='font-family:"Verdana","sans-serif"'>Flexible Spending Account (FSA)/Health Reimbursement Account (HRA)/Health Savings Account (HSA) Changes</span></a></strong><span style='font-family:"Verdana","sans-serif"'>  Learn more about the changes to health accounts under the health reform law. For example, over-the-counter (OTC) medications are no longer eligible for reimbursement from a Flexible Spending Account (FSA), Health Savings Account (HSA), or Health Reimbursement Account (HRA) unless obtained with a prescription. Additionally, the excise tax for non-qualified HSA withdrawals doubles to 20 percent in 2011. Beginning Jan.1, 2013, employee contributions to health FSAs will be limited to $2,500 per year, with future increases to allow for inflation.&nbsp;</span></p> <p><span style='font-family:"Verdana","sans-serif"'>Also, continue to access our previously released interactive videos:&nbsp;<br> <strong><span style='font-family:"Verdana","sans-serif"'><a href="http://www.uhc.com/united_for_reform_resource_center/health_reform_provisions/small_business_tax_credit.htm" target="_blank">Small Business Health Care Tax Credit</a></span></strong>  Learn about eligibility criteria for the Small Business Tax Credit and which small businesses may qualify. Access UnitedHealthcare s modeling tool which can assist employers and brokers in determining eligibility for the credit and estimating the potential credit amount.&nbsp;</span></p> <p><strong><span style='"Times New Roman"'><a href="http://www.uhc.com/united_for_reform_resource_center/health_reform_provisions/grandfathered_health_plans.htm" target="_blank"><span style='font-family:"Verdana","sans-serif"'>Grandfathered Health Plans</span></a></span></strong><span style='font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;; &quot;Times New Roman&quot;'>  Learn more about the health reform provisions that apply to grandfathered plans, as well as those provisions that may be exempt for grandfathered plans</span></p></td> </tr> </table> <p>&nbsp;</p> </div></td> </tr> <tr> <td valign=top class="Normal"><div align=center style='text-align:center'><span style='font-family:"Arial","sans-serif";"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p align=center style='text-align:center'><span style='font-family:"Arial","sans-serif"'>&nbsp;<img border=0 width=514 height=29 id="_x0000_i1028" src="https://app.icontact.com/icp/loadimage.php/mogile/150263/0851081d0583caf0f6637202ebc48b94/image/gif" title="" complete=complete></span></p> <div align=center style='text-align:center'><span style='font-family:"Arial","sans-serif";"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div></td> </tr> <tr> <td class="Normal"><p align=center style='text-align:center'><span style='font-family:&quot;Arial&quot;,&quot;sans-serif&quot;; color:navy'><img border=0 width=600 height=65 id="_x0000_i1030" src="http://www.rbgsocal.com/images/phonefax.jpg" title="" complete=complete><br> </span><span style='color:navy'><a href="mailto:quotes@rbgsocal.com"><strong><span style='font-size:13.5pt;font-family:"Arial","sans-serif"'><shape style="width: 105.75pt; height: 29.25pt;" id="_x0000_i1030" type="#_x0000_t75" alt=""><imagedata src="file:///C:%5CDOCUME%7E1%5CJames%5CLOCALS%7E1%5CTemp%5Cmsohtmlclip1%5C01%5Cclip_image004.gif" o:href="cid:image004.gif@01C917EB.60D03120">e-mail us!</span></strong><span style='font-size:13.5pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;; text-decoration:none;text-underline:none'> </imagedata></shape></span></a></span><span style='font-family:"Arial","sans-serif";color:navy'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><a href="http://www.rbgsocal.com/"><strong><span style='font-size:13.5pt;font-family:"Arial","sans-serif"'><shape style="width: 110.25pt; height: 29.25pt;" id="_x0000_i1031" type="#_x0000_t75" alt=""><imagedata src="file:///C:%5CDOCUME%7E1%5CJames%5CLOCALS%7E1%5CTemp%5Cmsohtmlclip1%5C01%5Cclip_image005.gif" o:href="cid:image005.gif@01C917EB.60D03120">visit us online!</span></strong><span style='font-size:13.5pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;; color:windowtext;text-decoration:none;text-underline:none'> </imagedata></shape></span></a></p> <div align=center style='text-align:center'><span style='font-family:"Arial","sans-serif";"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p><span style='font-size:7.5pt;font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;; '>Some documents in this eBroadcast may be presented in standard PDF format. To view these documents you will need Adobe Acrobat Reader installed on your computer. Acrobat Reader is free of charge. If you do not have Adobe Acrobat Reader installed on your computer, click the icon below to download it.</span></p></td> </tr> </table> </div> </div> </body> </html>