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content=AFLODBSJCL> <meta name="SKYPE_FRAMEID" content=AFLODBSJCL> <!--[if gte mso 9]><xml> <o:shapedefaults v:ext="edit" spidmax="2050"/> </xml><![endif]--><!--[if gte mso 9]><xml> <o:shapelayout v:ext="edit"> <o:idmap v:ext="edit" data="1"/> </o:shapelayout></xml><![endif]--> </head> <body bgcolor=white lang=EN-US link=blue vlink=purple style='tab-interval:.5in' jquery164024082396297808561=39 jquery1295466635843=45 jquery1290026324917=48 jquery1285362686734=41 jquery1285355562531=42 jquery1287180298468=43 jquery1283467321765=46 jquery1283454571968=29 jquery1279907695906=94 jquery1278710090671=46 jquery1277855881984=43 jquery1277837058312=44 jquery1276109412499=37 jquery1276106122452=40 jquery1276023222312=44 jquery1276120003093=39 jquery1277853670078=46 jquery1278092017339=46 jquery1278101410153=47 jquery1279048986906=42 jquery1279058487281=43 jquery1279832665046=83 jquery1280173031435=41 jquery1280180957357=40 jquery1275513481312=43 jquery1273189794953=40 jquery1273181562968=47 jquery1272922427796=64 jquery1271878266375=39 jquery1271447667000=66 jquery1261593501593=61 jquery1270058053997=51 jquery1269462703295=55 jquery1268864184934=49 jquery1267818517168=48 jquery1267730564015=74 jquery1267126806318=59 jquery1267053178125=70 jquery1263241996750=71 jquery1262647041828=49 jquery1262636384500=63 jquery1262646079953=42 jquery1262647495031=52 jquery1266957598484=70 jquery1267126181836=51 jquery1267655479656=79 jquery1267659345703=83 jquery1267750940390=47 jquery1268678464562=68 jquery1268691448015=48 jquery1269041411250=73 jquery1269980722062=67 jquery1270074073937=48 jquery1271710387984=49 jquery1271963664478=38 jquery1272999021031=40 jquery1273017484000=41 jquery1274476354343=69 jquery1274478900015=38 jquery1274479164140=46 jquery1275520110640=48 jquery1275604639968=39 jquery1291316496938=43 jquery1297366994578=42 jquery16404863717420853568=35> <div class=WordSection1> <p class=MsoNormal><o:p>&nbsp;</o:p></p> <p class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img width=745 height=100 id="_x0000_i1053" src="https://staticapp.icpsc.com/icp/loadimage.php/mogile/150263/1e9af6638f014603f2ba459f8be73675/image/gif" alt="https://staticapp.icpsc.com/icp/loadimage.php/mogile/150263/1e9af6638f014603f2ba459f8be73675/image/gif"></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> <div align=center> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=620 style='width:465.0pt;mso-cellspacing:0in;background:white;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;height:142.5pt'> <!-- Outlook 2007/2010 background-image code fix --><!-- Backup background color is #FFFFFF --> <td width=620 valign=top style='width:465.0pt;padding:0in 0in 0in 0in; height:142.5pt'><!---Featured Article---> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=620 style='width:465.0pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;height:18.75pt'> <td width=620 style='width:465.0pt;padding:0in 0in 0in 0in;height:18.75pt'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1;mso-yfti-lastrow:yes'> <td width=620 style='width:465.0pt;padding:0in 15.0pt 0in 10.5pt'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td width="74%" valign=top style='width:74.0%;padding:0in 0in 0in 0in'> <p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#253E51'>Health Reform Updates: W-2 Reporting, Medical Loss Ratio</span></b><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'> <o:p></o:p></span></p> <ul type=disc> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l1 level1 lfo3;tab-stops:list .5in'><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>On Jan. 4, 2012, the IRS issued a notice on the W-2 Reporting Requirement of the Patient Protection and Affordable Care Act. <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3D7b1676bc5b12bdc123420dcfdb8d1d8fc10e71cc57d8bed28aa0124f31a6a1c5" target="_blank">See how the notice</a> may affect your clients filing more than 250 W-2 forms in 2011. <o:p></o:p></span></li> <li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt: auto;mso-list:l1 level1 lfo3;tab-stops:list .5in'><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3D7b1676bc5b12bdc1ca9840b30bfb039c94c9178d3da0c5c17fceb7e855550a16" target="_blank">View a summary</a> of the new Health and Human Services guidelines for how rebates related to medical loss ratio results will be handled. <o:p></o:p></span></li> </ul> </td> <td width="4%" rowspan=2 valign=top style='width:4.0%;padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width="22%" rowspan=2 valign=top style='width:22.0%;padding:0in 0in 0in 0in'> <p class=MsoNormal align=right style='text-align:right'><span style='mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=125 height=125 id="_x0000_i1052" src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/446997c5-4.gif" alt="Health Reform"></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 0in'></td> </tr> </table> </td> </tr> </table> </td> </tr> <!---End Executive Message---><!-- End Featured Message 1 --> <tr style='mso-yfti-irow:1;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 0in'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=620 style='width:465.0pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in'> <!--2 Sections--> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td width=14 style='width:10.5pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=591 style='width:443.25pt;padding:0in 0in 11.25pt 0in'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=590 style='width:442.5pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td width=271 valign=top style='width:203.25pt;border:solid #BBBBBB 1.0pt; mso-border-alt:solid #BBBBBB .75pt;padding:6.0pt 6.0pt 6.0pt 6.0pt'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td style='padding:0in 0in 3.75pt 0in'> <p class=MsoNormal><b><span style='font-size:8.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#253E51'>Health Technology at Electronics Show<o:p></o:p></span></b></p> </td> </tr> <tr style='mso-yfti-irow:1;mso-yfti-lastrow:yes'> <td valign=top style='padding:0in 0in 0in 0in'> <p 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href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3D7b1676bc5b12bdc1f2c8541ce829ec6d245f131054ea53f0a2495aa7f736a058" target="&quot;_blank&quot;" style='position:absolute;margin-left:0; margin-top:0;width:60.75pt;height:60pt;z-index:1;visibility:visible; mso-wrap-style:square;mso-wrap-distance-left:0; mso-wrap-distance-top:0;mso-wrap-distance-right:0; mso-wrap-distance-bottom:0;mso-position-horizontal:left; mso-position-horizontal-relative:text;mso-position-vertical:absolute; mso-position-vertical-relative:line' o:allowoverlap="f" o:button="t"> <v:imagedata src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/cd843347-f.gif"/> <w:wrap type="square" anchory="line"/> </v:shape><![endif]--><![if !vml]><a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3D7b1676bc5b12bdc1f2c8541ce829ec6d245f131054ea53f0a2495aa7f736a058" target="&quot;_blank&quot;"><img border=0 width=81 height=80 src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/cd843347-f.gif" align=left alt="health techonology" title="" v:shapes="Picture_x0020_2"></a><![endif]><span style='font-size:8.5pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'>See how our <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3D7b1676bc5b12bdc1f2c8541ce829ec6d245f131054ea53f0a2495aa7f736a058" target="_blank">health technology products and services</a> received national media recognition at the 2012 International Consumer Electronics Show.<o:p></o:p></span></p> </td> </tr> </table> </td> <td width=25 valign=top style='width:18.75pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=271 valign=top style='width:203.25pt;border:solid #BBBBBB 1.0pt; mso-border-alt:solid #BBBBBB .75pt;padding:6.0pt 6.0pt 6.0pt 6.0pt'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td style='padding:0in 0in 3.75pt 0in'> <p class=MsoNormal><b><span style='font-size:8.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#253E51'>Concerned About Rising Health Costs?<o:p></o:p></span></b></p> </td> </tr> <tr style='mso-yfti-irow:1;mso-yfti-lastrow:yes'> <td valign=top style='padding:0in 0in 0in 0in'> <p class=MsoNormal><!--[if gte vml 1]><v:shape id="Picture_x0020_3" o:spid="_x0000_s1028" type="#_x0000_t75" alt="video" href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3D7b1676bc5b12bdc17a315e7941d316335e64df6292d7b1f8e1c4fe4d902246eb" target="&quot;_blank&quot;" style='position:absolute;margin-left:0; margin-top:0;width:91.5pt;height:52.5pt;z-index:2;visibility:visible; mso-wrap-style:square;mso-wrap-distance-left:0; mso-wrap-distance-top:0;mso-wrap-distance-right:0; mso-wrap-distance-bottom:0;mso-position-horizontal:left; mso-position-horizontal-relative:text;mso-position-vertical:absolute; mso-position-vertical-relative:line' o:allowoverlap="f" o:button="t"> <v:imagedata src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e6796bec-a.gif"/> <w:wrap type="square" anchory="line"/> </v:shape><![endif]--><![if !vml]><a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3D7b1676bc5b12bdc17a315e7941d316335e64df6292d7b1f8e1c4fe4d902246eb" target="&quot;_blank&quot;"><img border=0 width=122 height=70 src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e6796bec-a.gif" align=left alt=video title="" v:shapes="Picture_x0020_3"></a><![endif]><span style='font-size:8.5pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'>Understand why <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3D7b1676bc5b12bdc17a315e7941d316335e64df6292d7b1f8e1c4fe4d902246eb" target="_blank">U.S. health care spending</a> is expected to account for 25 percent of the GDP by 2025. Visit the <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3D7b1676bc5b12bdc191cad15c30966936da38dbf4a38388360b5d906b799352db" target="_blank">Briefing Room</a> for more resources you can share with clients.<o:p></o:p></span></p> </td> </tr> </table> </td> </tr> </table> </td> <td width=14 style='width:10.5pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <!-- End 2 Sections--> <tr style='mso-yfti-irow:1;mso-yfti-lastrow:yes'> <td width=14 style='width:10.5pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td style='padding:0in 0in 7.5pt 0in'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=591 style='width:443.25pt;mso-cellspacing:0in;mso-yfti-tbllook:1184; mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <!---Left Column---> <td width=397 valign=top style='width:297.75pt;padding:0in 0in 0in 0in'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td width=794 valign=top style='width:595.5pt;padding:0in 0in 0in 0in'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=169 style='width:126.75pt;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow: yes;height:.75pt'> <td style='padding:0in 0in 0in 0in;height:.75pt'> <p class=MsoNormal style='mso-line-height-alt:.75pt'><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> </table> </td> </tr> <tr style='mso-yfti-irow:1;mso-yfti-lastrow:yes'> <td valign=top style='padding:0in 0in 0in 0in'> <table class=MsoNormalTable border=0 cellpadding=0 width=380 style='width:285.0pt;mso-cellspacing:1.5pt;mso-yfti-tbllook:1184; mso-padding-alt:0in 5.4pt 0in 5.4pt'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td colspan=3 valign=top style='padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=374 height=35 id="_x0000_i1051" src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/m/1/healthcare-reform-B1.gif" alt=Innovations></span><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1'> <td width=8 valign=top style='width:6.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=10 valign=top style='width:7.5pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=7 height=9 id="_x0000_i1050" src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif" alt="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif"></span><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> <td width=300 valign=top style='width:225.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Watch our new health reform videos on<br> <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Daa6793b770ae3b311ba86feceb1649a7fbc66ea6c290424725b17f0764cf8f93" target="_blank"><b><span style='color:#005293;text-decoration:none; text-underline:none'>appeals</span></b></a>, <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Daa6793b770ae3b311f4f2b086a40d8e61cf3d28b9e247d4eee88fd8298e58e85" target="_blank"><b><span style='color:#005293;text-decoration:none; text-underline:none'>lifetime and annual limits</span></b></a> and <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Daa6793b770ae3b315ebe8d38462d3cd587014a5e199382a80eaf852be0d2e253" target="_blank"><b><span style='color:#005293;text-decoration:none; text-underline:none'>grandfathered health plans</span></b></a> now available to you and your clients from the <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Daa6793b770ae3b317a06a80f8743e99abdf08c02699cc76986dd3a94467c3f73" target="_blank"><b><span style='color:#005293;text-decoration:none; text-underline:none'>United for Reform Resource Center</span></b></a> and <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Daa6793b770ae3b31a5a8d026abf3d59e186070e043bc059721a72ab81da569a4" target="_blank"><b><span style='color:#005293;text-decoration:none; text-underline:none'>Health Care <span class=SpellE>Lane<sup>TM</sup></span> </span></b></a>.<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:2;height:2.25pt'> <td colspan=3 valign=top style='padding:.75pt .75pt .75pt .75pt; height:2.25pt'> <p class=MsoNormal style='mso-line-height-alt:2.25pt'><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:3;mso-yfti-lastrow:yes'> <td width=8 valign=top style='width:6.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=10 valign=top style='width:7.5pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=7 height=9 id="_x0000_i1049" src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif" alt="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif"></span><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> <td width=300 valign=top style='width:225.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>See how the Patient Protection and Affordable Care Act <span class=GramE>is</span> offering significant retiree plan <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Daa6793b770ae3b31e6a995dddcf917d74840b9cda8ee2bbbac07d3d13869f4b3" target="_blank"><b><span style='color:#005293;text-decoration:none; text-underline:none'>cost reduction opportunities</span></b></a> for your clients.<o:p></o:p></span></p> </td> </tr> </table> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><o:p>&nbsp;</o:p></span></p> <table class=MsoNormalTable border=0 cellpadding=0 width=380 style='width:285.0pt;mso-cellspacing:1.5pt;mso-yfti-tbllook:1184; mso-padding-alt:0in 5.4pt 0in 5.4pt'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td colspan=3 valign=top style='padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=374 height=35 id="_x0000_i1048" src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/m/1/innovations-B1.gif" alt=Innovations></span><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1;mso-yfti-lastrow:yes'> <td width=8 valign=top style='width:6.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=10 valign=top style='width:7.5pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=7 height=9 id="_x0000_i1047" src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif" alt="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif"></span><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> <td width=300 valign=top style='width:225.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Check out our new consumer medication reminder program, appointment scheduler, and direct lending program in our <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Daa6793b770ae3b31907bd6c522ada0b19da5b2dbed44ae816c99ff641bb122ec" target="_blank"><b><span style='color:#005293;text-decoration:none; text-underline:none'>Winter Innovations Report</span></b></a>. Or view a <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Daa6793b770ae3b314db13198d6ea34ad78ea1b40b6a1513a0365588a183c87f6" target="_blank"><b><span style='color:#005293;text-decoration:none; text-underline:none'>12-month summary</span></b></a> of our health care innovations.<o:p></o:p></span></p> </td> </tr> </table> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><o:p>&nbsp;</o:p></span></p> <table class=MsoNormalTable border=0 cellpadding=0 width=380 style='width:285.0pt;mso-cellspacing:1.5pt;mso-yfti-tbllook:1184; mso-padding-alt:0in 5.4pt 0in 5.4pt'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td colspan=3 valign=top style='padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=374 height=35 id="_x0000_i1046" src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/m/1/health-wellness-B1.gif" alt=Pharmacy></span><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1'> <td width=8 valign=top style='width:6.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=10 valign=top style='width:7.5pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=7 height=9 id="_x0000_i1045" src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif" alt="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif"></span><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> <td width=300 valign=top style='width:225.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Share the dental tip sheet <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Daa6793b770ae3b315427d11b0851218f85dc94b8128704f698e0fd1f875b68f2" target="_blank"><b><span style='color:#005293;text-decoration:none; text-underline:none'>&quot;How to care for your mouth when you have heart disease&quot;</span></b></a> with your clients as part of the February Heart Month observance.<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:2;height:2.25pt'> <td colspan=3 valign=top style='padding:.75pt .75pt .75pt .75pt; height:2.25pt'> <p class=MsoNormal style='mso-line-height-alt:2.25pt'><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:3;mso-yfti-lastrow:yes'> <td width=8 valign=top style='width:6.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=10 valign=top style='width:7.5pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=7 height=9 id="_x0000_i1044" src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif" alt="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif"></span><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> <td width=300 valign=top style='width:225.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>With February also being Children's Dental Health Month you can make available to your clients the <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Daa6793b770ae3b31a4a902c70dabdf2ebded51cbbfb488eb7b56af613cf50dec" target="_blank"><b><span style='color:#005293;text-decoration:none; text-underline:none'>Children's Dental Tips</span></b></a> and <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Df40d4b6d415dfa61ae572094f18d9d76e622e07068a408e98232b6fde0f1927c" target="_blank"><b><span style='color:#005293;text-decoration:none; text-underline:none'>Infant's Dental Tips</span></b></a> flyer along with <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Df40d4b6d415dfa61d5c3b998aec57615088a6eebb0fb662b62c434f701b1ad82" target="_blank"><b><span style='color:#005293;text-decoration:none; text-underline:none'>Children's Dental Health Month guide. </span></b></a><o:p></o:p></span></p> </td> </tr> </table> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><o:p>&nbsp;</o:p></span></p> <table class=MsoNormalTable border=0 cellpadding=0 width=380 style='width:285.0pt;mso-cellspacing:1.5pt;mso-yfti-tbllook:1184; mso-padding-alt:0in 5.4pt 0in 5.4pt'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td colspan=3 valign=top style='padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=374 height=35 id="_x0000_i1043" src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/m/1/UA-B1.gif" alt="United Advantage Programs"></span><span style='font-size:9.0pt; font-family:"Verdana","sans-serif";mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1'> <td colspan=3 valign=top style='padding:.75pt .75pt .75pt .75pt'> <p><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"'>The following services and programs are only available to United Advantage brokers:<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:2'> <td width=8 valign=top style='width:6.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=10 valign=top style='width:7.5pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=7 height=9 id="_x0000_i1042" src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif" alt="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif"></span><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> <td width=300 valign=top style='width:225.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'><a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Df40d4b6d415dfa61012a28c4d1494764be5ad85182040ce11664e0a614dd16b9" target="_blank"><b><span style='color:#005293;text-decoration:none; text-underline:none'>Register</span></b></a> today to attend the United Advantage Health Reform Webinar Feb. 1<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:3;height:2.25pt'> <td colspan=3 valign=top style='padding:.75pt .75pt .75pt .75pt; height:2.25pt'> <p class=MsoNormal style='mso-line-height-alt:2.25pt'><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:4'> <td width=8 valign=top style='width:6.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=10 valign=top style='width:7.5pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=7 height=9 id="_x0000_i1041" src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif" alt="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif"></span><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> <td width=300 valign=top style='width:225.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Learn how <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Df40d4b6d415dfa615da331e2ffb2bc12aef0fcad400afc0dce0e5ffbaf1a68ba" target="_blank"><b><span style='color:#005293;text-decoration:none; text-underline:none'>United Medical Resources</span></b></a> may be beneficial to your clients and help grow your business from our March 7 Webinar.<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:5;height:2.25pt'> <td colspan=3 valign=top style='padding:.75pt .75pt .75pt .75pt; height:2.25pt'> <p class=MsoNormal style='mso-line-height-alt:2.25pt'><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:6'> <td width=8 valign=top style='width:6.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=10 valign=top style='width:7.5pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=7 height=9 id="_x0000_i1040" src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif" alt="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif"></span><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> <td width=300 valign=top style='width:225.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Get up to date on the latest industry trends and topics by taking part in our <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Df40d4b6d415dfa61d64debc5605c09d8421154c5983693760b2bc9d972df3135" target="_blank"><b><span style='color:#005293;text-decoration:none; text-underline:none'>April Advanced Knowledge Institute. </span></b></a><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:7;height:2.25pt'> <td colspan=3 valign=top style='padding:.75pt .75pt .75pt .75pt; height:2.25pt'> <p class=MsoNormal style='mso-line-height-alt:2.25pt'><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:8'> <td width=8 valign=top style='width:6.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=10 valign=top style='width:7.5pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=7 height=9 id="_x0000_i1039" src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif" alt="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/e740d4f2-8.gif"></span><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> <td width=300 valign=top style='width:225.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><strong><span style='font-size:9.0pt;font-family: "Verdana","sans-serif";mso-fareast-font-family:"Times New Roman"'>Survey Due Feb. 3: Win a Kindle Fire Tablet</span></strong><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:9;mso-yfti-lastrow:yes'> <td width=8 valign=top style='width:6.0pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=10 valign=top style='width:7.5pt;padding:.75pt .75pt .75pt .75pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td width=300 valign=top style='width:225.0pt;padding:.75pt .75pt .75pt 6.0pt'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Be sure to participate in our annual United Advantage Broker Satisfaction Survey which ends Feb. 3. New to this year's survey is a sweepstakes to win one of <strong><i><span style='font-family:"Verdana","sans-serif"'>20 Kindle Fire Tablet</span></i></strong> Computers for taking the brief online questionnaire.<br> <br> If you haven't received the survey, please visit us at <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Df40d4b6d415dfa61a24698e7f4d1ddc583f637813ecc8f18b1ddbb278c67d9d4" target="_blank"><b><span style='color:#005293;text-decoration:none; text-underline:none'>UnitedAdvantage.com</span></b></a> (after logging in look for a United Advantage survey link on the top right-hand side of the screen).<o:p></o:p></span></p> </td> </tr> </table> <p class=MsoNormal><span style='font-size:10.0pt;mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </td> <!---End Left Column---> <td width=20 valign=top style='width:15.0pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <!---Right Column---> <td width=169 valign=top style='width:126.75pt;padding:0in 0in 0in 0in; display:inline-block'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook: 1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td style='padding:0in 0in 0in 0in'> <div align=right> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=169 style='width:126.75pt;mso-cellspacing:0in;background:#D0D0D0; mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td width=169 style='width:126.75pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=169 height=96 id="_x0000_i1038" src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/i/1/8af549bd-5.jpg" alt="Worth Nothing"></span><span style='font-size:7.5pt;font-family: "Verdana","sans-serif";mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1'> <td style='padding:3.75pt 3.75pt 3.75pt 3.75pt'> <p class=MsoNormal><b><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#253E51'>Diabetes Forum Held<o:p></o:p></span></b></p> </td> </tr> <tr style='mso-yfti-irow:2'> <td valign=top style='padding:0in 3.75pt 0in 3.75pt'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>UnitedHealth Group joined U.S. Surgeon General along with medical, academic and industry leaders at a Health Affairs forum confronting the diabetes crisis.<br> <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Df40d4b6d415dfa610f14122a33fd056377341d2804314fb638bc23a7afbedee5" target="_blank"><span style='color:#005293'>Read more.</span></a><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:3'> <td style='padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:4'> <td style='padding:3.75pt 3.75pt 3.75pt 3.75pt'> <p class=MsoNormal><b><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#253E51'>Diabetes Crisis Summarized<o:p></o:p></span></b></p> </td> </tr> <tr style='mso-yfti-irow:5'> <td valign=top style='padding:0in 3.75pt 0in 3.75pt'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Recent report looks at the growing diabetes crisis from a national payer's perspective.<br> <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Df40d4b6d415dfa61beba41fc3b01306a83c0e375306c87444864706cf303463e" target="_blank"><span style='color:#005293'>Read more.</span></a><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:6'> <td style='padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:7'> <td style='padding:3.75pt 3.75pt 3.75pt 3.75pt'> <p class=MsoNormal><b><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#253E51'>Childhood Obesity Addressed<o:p></o:p></span></b></p> </td> </tr> <tr style='mso-yfti-irow:8'> <td valign=top style='padding:0in 3.75pt 0in 3.75pt'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>First-of-its-kind<span class=GramE>,</span><br> whole-family program to fight childhood obesity has the potential to become a national model.<br> <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Df40d4b6d415dfa6119b8404a1df59a7b5f27fb2d6de7a1bf62630f484361e634" target="_blank"><span style='color:#005293'>Read more.</span></a><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:9;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=169 height=11 id="_x0000_i1037" src="http://image.exct.net/lib/fef71271746c0c/i/1/6212c8e3-6.gif" alt="http://image.exct.net/lib/fef71271746c0c/i/1/6212c8e3-6.gif"></span><span style='font-size:7.5pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> </td> </tr> <tr style='mso-yfti-irow:1;height:7.5pt'> <td style='padding:0in 0in 0in 0in;height:7.5pt'> <p class=MsoNormal style='mso-line-height-alt:7.5pt'><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:2'> <td style='padding:0in 0in 0in 0in;display:inline-block'> <div align=right> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=169 style='width:126.75pt;mso-cellspacing:0in;background:#D0D0D0; mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td colspan=2 style='padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=169 height=11 id="_x0000_i1036" src="http://image.exct.net/lib/fef71271746c0c/i/1/65db6a78-a.gif" alt="http://image.exct.net/lib/fef71271746c0c/i/1/65db6a78-a.gif"></span><span style='font-size:7.5pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1'> <td colspan=2 style='padding:0in 3.75pt 3.75pt 3.75pt'> <p class=MsoNormal><b><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#253E51'>Visit Our Broker Website<o:p></o:p></span></b></p> </td> </tr> <tr style='mso-yfti-irow:2'> <td width=51 valign=top style='width:38.25pt;padding:0in 0in 0in 3.75pt'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=46 height=47 id="_x0000_i1035" src="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/m/1/broker-website-gray.gif" alt="http://image.unitedhealthcareupdate.com/lib/fefd167076600d/m/1/broker-website-gray.gif"></span><span style='font-size:7.5pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> <td width=118 valign=top style='width:88.5pt;padding:0in 3.75pt 0in 0in'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>View these stories and more local news on our<br> <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3D97ed3eb210bd7afb8161cf3e6175aee4b64ef5c7e5aba40b192e247b3bd68639" target="_blank"><span style='color:#005293'>Nevada</span></a> webpage.<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:3;mso-yfti-lastrow:yes'> <td colspan=2 style='padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=169 height=11 id="_x0000_i1034" src="http://image.exct.net/lib/fef71271746c0c/i/1/6212c8e3-6.gif" alt="http://image.exct.net/lib/fef71271746c0c/i/1/6212c8e3-6.gif"></span><span style='font-size:7.5pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> </td> </tr> <tr style='mso-yfti-irow:3;height:7.5pt'> <td style='padding:0in 0in 0in 0in;height:7.5pt'> <p class=MsoNormal style='mso-line-height-alt:7.5pt'><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:4'> <td style='padding:0in 0in 0in 0in;display:inline-block'> <div align=right> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=169 style='width:126.75pt;mso-cellspacing:0in;background:#D0D0D0; mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td width=169 style='width:126.75pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=169 height=11 id="_x0000_i1033" src="http://image.exct.net/lib/fef71271746c0c/i/1/65db6a78-a.gif" alt="http://image.exct.net/lib/fef71271746c0c/i/1/65db6a78-a.gif"></span><span style='font-size:7.5pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1'> <td style='padding:0in 3.75pt 3.75pt 3.75pt'> <p class=MsoNormal><b><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#253E51'>Want a colleague to receive the Broker Connection?<o:p></o:p></span></b></p> </td> </tr> <tr style='mso-yfti-irow:2'> <td valign=top style='padding:0in 3.75pt 0in 3.75pt'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Visit our <a href="http://click.icptrack.com/icp/relay.php?r=20529895&amp;msgid=646370&amp;act=2TFW&amp;c=150263&amp;destination=http%3A%2F%2Fclick.unitedhealthcareupdate.com%2F%3Fqs%3Daa5a9d603b5187d617009f1f15345746940213d07cf3f1772526c5404daeb632" target="_blank"><span style='color:#005293'>Subscription Center</span></a> to send them an invitation. Just choose<strong><span style='font-family:"Verdana","sans-serif"'> &quot;Manage Subscriptions&quot;</span></strong> to add recipients.<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:3;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=169 height=11 id="_x0000_i1032" src="http://image.exct.net/lib/fef71271746c0c/i/1/6212c8e3-6.gif" alt="http://image.exct.net/lib/fef71271746c0c/i/1/6212c8e3-6.gif"></span><span style='font-size:7.5pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> </td> </tr> <tr style='mso-yfti-irow:5;height:7.5pt'> <td style='padding:0in 0in 0in 0in;height:7.5pt'> <p class=MsoNormal style='mso-line-height-alt:7.5pt'><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:6'> <td style='padding:0in 0in 0in 0in;display:inline-block'> <div align=right> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=169 style='width:126.75pt;mso-cellspacing:0in;background:#D0D0D0; mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td width=169 style='width:126.75pt;padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=169 height=11 id="_x0000_i1031" src="http://image.exct.net/lib/fef71271746c0c/i/1/65db6a78-a.gif" alt="http://image.exct.net/lib/fef71271746c0c/i/1/65db6a78-a.gif"></span><span style='font-size:7.5pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1'> <td style='padding:0in 3.75pt 3.75pt 3.75pt'> <p class=MsoNormal><b><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#253E51'>Service<o:p></o:p></span></b></p> </td> </tr> <tr style='mso-yfti-irow:2'> <td valign=top style='padding:0in 3.75pt 0in 3.75pt'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Questions about benefits, claims, eligibility, billing or renewals?<br> Call <strong><span style='font-family:"Verdana","sans-serif"'>1-888-842-4571</span></strong> Representatives available<br> <strong><span style='font-family:"Verdana","sans-serif"'>7 a.m. to 7 p.m. CST</span></strong><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:3;mso-yfti-lastrow:yes'> <td style='padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif"; mso-fareast-font-family:"Times New Roman";mso-no-proof:yes'><img border=0 width=169 height=11 id="_x0000_i1030" src="http://image.exct.net/lib/fef71271746c0c/i/1/6212c8e3-6.gif" alt="http://image.exct.net/lib/fef71271746c0c/i/1/6212c8e3-6.gif"></span><span style='font-size:7.5pt;font-family:"Verdana","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> </div> </td> </tr> <tr style='mso-yfti-irow:7;height:7.5pt'> <td style='padding:0in 0in 0in 0in;height:7.5pt'> <p class=MsoNormal style='mso-line-height-alt:7.5pt'><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:8'> <td style='padding:0in 0in 0in 0in;display:inline-block'> <p class=MsoNormal align=right style='text-align:right'><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:9;mso-yfti-lastrow:yes;height:3.75pt'> <td style='padding:0in 0in 0in 0in;height:3.75pt'> <p class=MsoNormal style='mso-line-height-alt:3.75pt'><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> </tr> </table> </td> <!---End Right Column---> </tr> </table> <p align=center style='text-align:center'>&nbsp; </p> <p>&nbsp;</p> <p align=center style='text-align:center'>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> </td> <td style='padding:0in 0in 0in 0in'></td> </tr> </table> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"; display:none;mso-hide:all'><o:p>&nbsp;</o:p></span></p> <table class=MsoNormalTable border=0 cellpadding=0 width=740 style='width:555.0pt;mso-cellspacing:1.5pt;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in' height=398> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;height:80.25pt'> <td valign=top style='padding:0in 0in 0in 0in;height:80.25pt'> <div class=MsoNormal align=center style='text-align:center'><span style='font-family:"Arial","sans-serif";mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> <p align=center style='text-align:center'><span style='font-family:"Arial","sans-serif"'>&nbsp;</span><span style='font-family:"Arial","sans-serif";mso-no-proof:yes'><img border=0 width=514 height=29 id="_x0000_i1029" src="https://app.icontact.com/icp/loadimage.php/mogile/150263/0851081d0583caf0f6637202ebc48b94/image/gif" alt="https://app.icontact.com/icp/loadimage.php/mogile/150263/0851081d0583caf0f6637202ebc48b94/image/gif"></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='font-family:"Arial","sans-serif";mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" align=center> </span></div> </td> </tr> <tr style='mso-yfti-irow:1;mso-yfti-lastrow:yes;height:137.25pt'> <td style='padding:0in 0in 0in 0in;height:137.25pt'> <p align=center style='text-align:center'><span style='font-family:"Arial","sans-serif"; 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